Pactwell
Start a free challenge

Save together.
Stay on track.

Saving for a holiday, a first home or a little breathing room? Set a weekly goal, check in with friends and see your progress together. Your money stays in your own account.

Start a free challengeSee how it works

No bank connection. No pooled money. You choose what to share.

Zero-custody

Your money stays yours

Pactwell never holds or moves your money. You log what you’ve saved. Pactwell doesn’t connect to your bank or verify deposits.

Self-reported check-ins

Self-reported check-ins · No bank connection

Privacy first

Choose what your group sees

Share exact amounts if you like, or keep figures private and only show that you checked in. You decide what feels comfortable.

Granular privacy toggles
Free during beta · No card needed

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Privacy and ownership

Your money stays yours

Pactwell helps you stay motivated with friends through shared check-ins. You log what you’ve saved. Pactwell doesn’t connect to your bank or verify deposits.

Your money stays yours

Pactwell never holds or moves your money. You log what you’ve saved. Pactwell doesn’t connect to your bank or verify deposits.

Self-reported check-ins

Choose what your group sees

Share exact amounts if you like, or keep figures private and only show that you checked in. You decide what feels comfortable.

Privacy you control

A little encouragement goes a long way

Weekly check-ins and personal streaks help you stay motivated with friends. No fines, no pooled wallets, no debt between you.

Built for friend groups

How it works

A simple weekly habit

Create a savings challenge, invite your group and check in each week. You log what you’ve saved in your own account.

  1. 1

    Goal

    Set your weekly goal

    Name what you are saving for, pick a currency, and choose a weekly amount you can stick to.

  2. 2

    Friends

    Invite your friends

    Share a private invite link. Friends preview the savings challenge and ask to join; you approve who takes part.

  3. 3

    Check in

    Check in each week

    You log what you’ve saved. Pactwell doesn’t connect to your bank or verify deposits.

  4. 4

    Progress

    See progress together

    Follow your group’s shared progress and your own streak as you work towards the goal.

Calculator

See what you could save

If everyone saves this amount each week, this is what your group could save. Each person’s money stays in their own account. You log what you’ve saved. Pactwell doesn’t connect to your bank or verify deposits.

Choose a sample scenario

Each person could save

£1,300

Combined total across your group over 26 weeks

£5,200

An illustrative projection for a shared trip goal. Money is not pooled in Pactwell.

Start a free challenge

Ways to save

Different goals. A little shared encouragement.

The same simple habit works for many goals. Here are a few ways friends use a savings challenge together.

A holiday with friends

Turn the group chat’s travel plans into a weekly savings goal. Follow your progress towards the trip while everyone keeps their own money.

Saving for a first home

Stay motivated alongside friends working towards their own deposits. Keep amounts private and share your weekly check-ins.

Building a safety net

Make saving a regular habit with people you trust. Set a manageable target and encourage each other along the way.

Pricing / FAQ

Free during beta.

Create a savings challenge, invite your friends and start checking in together. No credit card required.

Start a free challenge
Does Pactwell hold or move my money?+

No. Your money stays in your own account. Pactwell does not hold, transfer or pool funds. You log what you’ve saved. Pactwell doesn’t connect to your bank or verify deposits.

Is there a fee?+

Free during beta. There is no credit card required to start a savings challenge. Future pricing is not set yet.

Who can see the amounts I log?+

You choose. You can share the amounts you log with your group, or keep figures private while still showing that you checked in.

How do invites work?+

The challenge owner creates a private invite link. Friends open it, preview the savings challenge and request to join. The owner approves each request before they set up their savings and start checking in.

Start saving with a little support.

Set a goal, invite your friends and build a weekly savings habit together. Your money stays yours.

Start a free challengeAlready have an account? Log in
  • Free during beta
  • No credit card required
  • Self-reported, not bank-verified